The Mountain Fire Helicoper’s house burned in 2024 in 2024 by Camarillo, California.
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Afraid of superior insurers The climatic crisis Soon, the world can effectively intimidate the unresolved products around the world.
Günther Topiner, Member of the Management Board AllianzOne of the largest insurers in the world noted that the world is approaching the temperature, where insurers can now provide financial services such as financial services, such as mortgages and investment.
In LinkedInd post Published in late March, the analyzer has done a proximation to quickly decarned this situation, which is “deteriorating in real time” because of the inconvenience of weather. Maybe they have never been able to eliminate capitalism to eliminate the valsin climate crisis.
Insurance, he warned Since there is an invisible oil of the world economy, it plays a special role in addressing climate risks. As professional risks, insurers allow investors to accept accrued risks, protect individuals and businesses from financial losses.
Analysts responsible for investment management and stability in Allianz believe that two-thirds of economic costs were insured and natural disasters, indicating “large social problems”.
We are not available to adapt to 2.7 degrees or up to 3 degrees right now. That’s the same.
Günter Topiner
Member of the Management Board at Allianz
Anti-protection gap is that the financial burden of accidents often enters into individuals, businesses and governments, not to insurance firms.
“If this volume grew no longer, it is no longer possible, because it is no longer possible, because it is completely closed,” said the video call to CNBC.
“The logic is ours or not me. No, it is not at all. NOTHING NOTHING. There are many people who cannot save specific assets.
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Note In this century, when high temperatures in this age, they will arrive at the temperature in this century, according to the temperature increase. United nationslevel that causes the “emergency” consequences of the planet.
There are scientists warned several times This should be kept in a state of 1.5 degrees below 1.5 degrees, which should avoid the worst of the climatic crisis.
This is the limit recognize Smoothing points can lead to dramatic shifts as a perfect long-term goal or Potentially irreversible changes to some of the large systems of the land.
The flood cleaned the mud after floods after floods, in Luzhou, in 2025, in 2025, in 2025 in the Guanggi region of China.
– | AFP | Getty images
“We can talk about adaptation. Our infrastructure, homes, streets, our streets, our pipelines, our networks, our networks, our networks can withstand some forms of our networks. This is a very simple, very simple economic situation behind it, “said Drops.
Allianz believes that the cost of economic costs from natural disasters is 10 times due to adaptation costs, which will ensure that politicians provide real economic incentives for politicians to invest in preventive measures.
“If we have it we have a policy we have now, we are already in 2.7 degrees or 3 degrees that right now.
This is not just afraid of Allianz’s worst. Zurich Insurance GroupThe fifth largest insurer of Europe, said Along with the study of the study of the flexibility of the worldview in April, the worldview is like “disturbing”.
The Swiss Insurer referred to Los Angeles Wild Officers He reminds that at the beginning of the year, even the richest economies in the world are not ready to increase climatic risks.
Zurich also found out that global insured costs have also increased in the last three decades more than the world economy.
From 1994 to 2023, the average insured costs per year in Zurich in 1994 and 2023 increased by 2.7% annually during this period. Insurance predicts that the stored costs have more than doubled for global growth in the last 30 years.
“If insurance expenses increase at this rate, premiums should increase additional risks to provide additional risks,” Zurich Insurance Group said said on paper. “This, in turn, affects the level of protection of individuals and businesses with potential consequences of the general functioning of the market.”
Cat connections
For insurers and reinsurers, the severity and frequency of emergency weather corresponds to increasing the frequency of weather Astronomical growth in the crash market.
For the first time in the 90s, the type of financial instrument called cat bonds is designed to collect money to insurers in the event of a natural disaster, such as a storm or earthquake.
A leading global reinsurer in Switzerland, in the last report, the cat’s bond market has expanded to expand the level of 75% of the end of 2020 and show less slowdown.
For Allianz commander, the climatic crisis can push long-term relationships for insurers and increase due to business for business business for business business. During some stages, this may affect financial markets, he said.
In this photo, in a small village of Switzer Alpine, the Swiss Alpine’s Alporn mountain, large birch glaciers fell away, and after 29 May 2025 Sounds.
Alexandre Agrusti | AFP | Getty images
Steve Evans, owner, Artemis.bs professionals and editor-in-chief do not receive Yurt with artemisvists, the insurance industry of natural disasters.
“If elasticity is increased and protected, the largest disasters do not affect the regions and they may rise in their insurance.
“If the costs intensify, it will be analyzed by insurers and reinsurers and even capital markets. So something to be done to be different. “
Cost prevention
Anyone is not sure in the field of medium temperature to increase the average temperature and insurance.
“Can we endure the world? And I am a little more attractive about it, “said Tobey Grimm, Chief Climate Giant of German Reinsurance Giant Munich Zhig.
“This is on the issue of this price. We still do not offer – there are no shortened market conditions, so we take a risk, so we get the appropriate bonus.
GRIMM has reported to KNBC because Munich offers reinsurance on a one-year basis since the business business, as it means that the issue of insurance usually usually occurs.
“The main problem is that we have still seen the qualities in dangerous areas, and we have seen with examples of california, where many rich rich villions on the outskirts of Los Angeles were beaten for the first time,” Grimm said.
“So this is a matter. We can resist them by thinking of costs for the prevention of costs and land management, thinking these things, “he added.